Aptus Value Housing Finance IPO will be open from 10 August 2021 to 12 August 2021. Aptus Value Housing Finance IPO GMP Kostak rate and Subject to Sauda updated as of Today. Aptus Value Housing Finance IPO Grey Market Premium has been Started with Low Premium Rates, We need to wait for the rates to change with the Market Sentiment in a few days or to Stabilize the Rates.
Aptus Value Housing Finance India Ltd is a Home Loan Company. Aptus has been formed to primarily address the housing finance needs of self-employed, Low and Middle-Income Families primarily from semi-urban and rural areas. Despite the vibrant growth of the housing finance sector especially over the past few years, India still has one of the most severe housing shortages today.
The majority of India’s population and especially the self-employed lower and middle-income customers from rural and semi-urban areas lack access to housing finance. Aptus Value Housing has 181 branches in Tamil Nadu, Puducherry, Andhra Pradesh, Karnataka, and Telangana. Its active loan accounts number 56,430.
Aptus Value Housing Finance IPO Issue size of ₹2780 Crores, in which Fresh Issue of ₹500 Crores and Offer For Sale of ₹2280 Crores and issue price band has been fixed at ₹346 -₹353 Per Share. The Aptus Value Housing Finance IPO is to be listed Soon on NSE and BSE.
What is Aptus Value Housing Finance IPO GMP Today?
■ The Aptus Value Housing Finance IPO GMP Today Or Grey Market Premium is ₹0.
What is Aptus Value Housing Finance IPO Kostak Rates Today?
■ The Aptus Value Housing Finance IPO Kostak rate is ₹0.
What is Aptus Value Housing Finance IPO Subject to Sauda Price Today?
■ The Aptus Value Housing Finance IPO Subject to Sauda rates is ₹0.
Aptus Value Housing Finance IPO Approximately Returns?
■ The Aptus Value Housing Finance IPO’s approximate return is 5%-10%. And it can also change according to the Market Sentiment.
Aptus Value Housing Finance IPO GMP, Kostak,& Subject to Sauda :
| Date | GMP | Kostak | Subject |
| 24 Aug 2021 | List – ₹333 | ₹0 | ₹0 |
| 23 Aug 2021 | ₹0 | ₹0 | ₹0 |
| 22 Aug 2021 | ₹0 | ₹0 | ₹0 |
| 21 Aug 2021 | ₹0 | ₹0 | ₹0 |
| 20 Aug 2021 | ₹0 | ₹0 | ₹0 |
| 19 Aug 2021 | ₹4-₹5 | ₹0 | ₹0 |
| 18 Aug 2021 | ₹15-₹20 | ₹0 | ₹0 |
| 17 Aug 2021 | ₹24-₹25 | ₹0 | ₹0 |
| 16 Aug 2021 | ₹34-₹35 | ₹0 | ₹0 |
| 15 Aug 2021 | ₹34-₹35 | ₹0 | ₹0 |
| 14 Aug 2021 | ₹34-₹35 | ₹0 | ₹0 |
| 13 Aug 2021 | ₹35-₹40 | ₹0 | ₹0 |
| 12 Aug 2021 | ₹30-₹35 | ₹0 | ₹0 |
| 11 Aug 2021 | ₹25-₹28 | ₹0 | ₹0 |
| 10 Aug 2021 | ₹25-₹28 | ₹0 | ₹0 |
| 9 Aug 2021 | ₹0 | ₹0 | ₹0 |
| 8 Aug 2021 | ₹0 | ₹0 | ₹0 |
| 7 Aug 2021 | ₹0 | ₹0 | ₹0 |
| 6 Aug 2021 | ₹0 | ₹0 | ₹0 |
| 5 Aug 2021 | ₹0 | ₹0 | ₹0 |
| 4 Aug 2021 | ₹0 | ₹0 | ₹0 |
Aptus Value Housing Finance IPO Date & Price Band & Details :
| IPO Open : | 10 August 2021 |
| IPO Close : | 12 August 2021 |
| IPO Size : | ₹2780. Cr |
| Face Value : | ₹2 Rs. Equity Share |
| Price Band : | ₹346–₹353 Per Share |
| Listing On : | BSE, NSE |
| Issue Size : | ₹2780. Cr |
| Fresh Issue : | ₹500. Cr |
| Offer For Sale : | ₹2280. Cr |
Aptus Value Housing Finance IPO Market Lot :
Aptus Value Housing Finance IPO Minimum Market lot is 1 Lot with 42 shares with ₹14,826 Application amount. The retail investors can apply up to 13 lots with 546 Shares or ₹192,738 amounts
| Minimum Lot Size : | 1 Lot |
| Minimum Share : | 42 |
| Minimum Amount : | ₹14,826 |
| Maximum Lot size : | 13 Lot |
| Maximum Shares : | 546 |
| Maximum Amount : | ₹192,738 |
Aptus Value Housing Finance IPO Shares Offer :
A total of 78,755,001 shares are to be bid for the public issue by Aptus Value Housing Finance IPO with 14,164,306 for Fresh issue and 64,590,695 for an offer for sale Shares.
| Category | Shares Offers | Amount |
|---|---|---|
| Fresh issue : | 14,164,306 | ₹500. Cr |
| Offer For Sale : | 64,590,695 | ₹2280. Cr |
| Total : | 78,755,001 | ₹2780. Cr |
Aptus Value Housing Finance IPO Reservation :
Aptus Value Housing Finance IPO Total Reservation of 78,755,001 shares are to be bid for the public issue by Aptus Value Housing Finance IPO with 39,377,500 for QIB and 11,813,250 for NII 27,564,250 For RII & – Shares EMP.
| Category | Reservation | Shares | Amount |
|---|---|---|---|
| QIB : | 50 % | 39,377,500 | ₹1390. Cr |
| NII : | 15 % | 11,813,250 | ₹417. Cr |
| RII : | 35 % | 27,564,250 | ₹973. Cr |
| EMP : | – % | – | ₹ |
| Total : | 100 % | 78,755,001 | ₹2780. Cr |
Aptus Value Housing Finance IPO Dates :
Aptus Value Housing Finance IPO Open Date is 10 August 2021 and closes on 12 August 2021. The allotment will be finalized on 18 August 2021 and the IPO may list on 24 August 2021.
| Open Date : | 10 August 2021 |
| Close Date : | 12 August 2021 |
| Allotment Date : | 18 August 2021 |
| Refund Date : | 20 August 2021 |
| Share Credit Date : | 23 August 2021 |
| Listing Date : | 24 August 2021 |
Aptus Value Housing Finance Company Financial Report (Cr) :
| Year | Revenue | Expense | P&L |
| 2021-9M | ₹4,612.37 | ₹2,261.66 | ₹1,913.95 |
| 2020 | ₹5,003.26 | ₹2,764.30 | ₹2,110.12 |
| 2019 | ₹3,371.15 | ₹1,843.10 | ₹1,115.57 |
| 2018 | ₹2,021.47 | ₹1,011.29 | ₹665.71 |
About Aptus Value Housing Finance Company
We are an entirely retail focussed housing finance company primarily serving low and middle-income self-employed customers in the rural and semi-urban markets of India. According to the CRISIL Report, our Company had the highest RoA of 6.3% among the Peer Set during the financial year 2020. We are one of the largest housing finance companies in south India in terms of AUM, as of December 31, 2020. (Source: CRISIL Report)
Our AUM has increased from ₹14,167.36 million, as of March 31, 2018, to ₹37,909.31 million, as of December 31, 2020, at a CAGR of 38.83%. Further, according to the CRISIL Report, we had the second-lowest-cost to income ratio among the Peer Set during the financial year 2020. Our Operating Expenses to Net Income Ratio for the nine months ended December 31, 2020, was 21.72%.
| Read also: All SME IPO List 2021 |
Since the inception of our Company, we have not restructured any loans or written off any loans receivable and as of December 31, 2020, our Gross NPAs expressed as a percentage of our Gross Loan Assets was 0.77%. During the nine months ended December 31, 2020, and the financial years 2020, 2019, and 2018, our Credit Costs to Average Total Assets were 0.09%, 0.11%, 0.06%, and 0.07%, respectively.
We offer customers home loans for the purchase and self-construction of residential property, home improvement and extension loans; loans against the property; and business loans, which accounted for 51.76%, 21.12%, and 27.12% of our AUM, as of December 31, 2020, respectively. We only offer loans to retail customers and do not provide any loans to builders or for commercial real estate.
| Read also:- Share Buyback List 2021 |
We target first-time homebuyers where the collateral is a self-occupied residential property. Loans to self-employed customers accounted for 72.50% of our AUM, while loans to salaried customers accounted for 27.50%, as of December 31, 2020. As of December 31, 2020, 99.42% of our AUM were from customers who belonged to the low and middle-income groups, earning less than ₹ 50,000 per month and 40.96% of our AUM were from customers who were new to credit.
Further, as of December 31, 2020, 60.58% of our AUM were from customers located in rural regions. We do not provide any loans with a ticket size above ₹2.50 million and the average ticket size of our home loans, loans against property and business loans on the basis of sanctioned amounts was ₹ 0.70 million, ₹ 0.70 million, and ₹ 0.62 million, as of December 31, 2020, respectively.
Aptus Value Housing Finance IPO GMP FAQs :
How much is Aptus Value Housing Finance IPO GMP Today?
Aptus Value Housing Finance IPO GMP Today is ₹0.
How much is Aptus Value Housing Finance IPO Grey Market Premium?
Aptus Value Housing Finance IPO is Grey Market Premium ₹0.
What is Aptus Value Housing Finance IPO Kostak Rate?
Aptus Value Housing Finance IPO Kostak Rate is ₹0.
What is Aptus Value Housing Finance IPO Subject to Sauda?
Aptus Value Housing Finance IPO Subject to Deals is ₹0.
What is Aptus Value Housing Finance IPO Approx Returns?
Aptus Value Housing Finance IPO approx Returns is %-%. And it can also change according to the Market Sentiment.
| Aptus Value Housing Finance IPO Details: Click Here Aptus Value Housing Finance IPO Subscription: Click Here Aptus Value Housing Finance IPO Allotment: Click Here Aptus Value Housing Finance IPO Listing: Click Here |
All Aptus Value Housing Finance IPO-related links are available here. If you want to know the details then click on Click Here Link.
Disclaimer: STOCK MARKET INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.