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Paisalo Digital NCD Issue August 2026 Interest Rates

Paisalo Digital NCD Bonds August 2026 are Open on August 07, 2026 and close on August 17, 2026. The Company will offer 10.46% interest rates on the NCD Bonds, and NCD tenure will be applicable for 18 months, 24 months, 36 months, and 60 months. The company will rase a fund of β‚Ή300.00 crore through this NCD, the company has fixed the NCD price band at β‚Ή1000 for this according to the face value of β‚Ή1000. You can check Latest NCD issue here.

Paisalo Digital NCD

Paisalo Digital Limited is an RBI-registered middle-layer Non-Banking Financial Company (NBFC-ML) that functions without accepting public deposits. The institution concentrates its financial services on rural and semi-urban regions across India, driving financial inclusion by targeting micro-entrepreneurs, small business owners, and underserved populations, with a dedicated emphasis on supporting female borrowers. Its core portfolio encompasses Micro Enterprise Loans, tailored MSME financing, and extensive Business Correspondent operations conducted in strategic partnerships with major public sector banks.

Through its Business Correspondent framework, the company extends essential banking accessibility to remote areas. Its service scope includes opening bank accounts, managing deposits and remittances, facilitating cash transactions, and assisting with loan recovery. Additionally, it aids clients in accessing small-value credit, micro-insurance options, pension schemes, and various government-sponsored social security initiatives.

By March 31, 2026, the company had built a footprint spanning 22 states and union territories. This network relies on 5,299 operational touchpoints consisting of 422 traditional branches, 3,381 distribution hubs, and 1,496 dedicated customer service points collectively enabling Paisalo Digital to serve a user base of roughly 16 million customers.

Object of the Issue :
  • For the purpose of onward lending, financing and for repayment/ prepayment of principal and interest of borrowings of the Company.
  • General corporate purposes.
Company Strenghts :
  • The Company is engaged primarily in small-value loans, MSME financing, and Business Correspondent services for rural and semi-urban India.
  • Providing comprehensive financial services to underserved customers with a strong focus on women borrowers.
  • Strategic partnerships and co-lending tie-ups with leading public sector banks.
  • Widespread presence through a network of 5,299 touchpoints across 22 states and union territories.
  • Technology-driven operations delivering digital onboarding, AI support, and low turnaround times.

Read also: Upcoming Rights Issue

Paisalo Digital NCD Reviews :

NCD Review Card

Paisalo Digital NCD Bonds 2026 Issue Details :

EventDetails
Issue Open :August 07, 2026
Issue Close :August 17, 2026
Issue Base Size :β‚Ή150.00 Cr.
Issue Size (Oversubscription) :β‚Ή150.00 Cr.
Tranche Issue Size :β‚Ή300.00 Cr.
Price Band :β‚Ή1000 Per NCD
Lot Size :1 NCD
Minimum Investment :β‚Ή10000
Face Value :β‚Ή1000 Each NCD
Interest Rate :Up To 10.46% Annual
Listing on :BSE Platform
Basis of Allotment :First Come First Serve
Important Link :

Paisalo Digital NCD 2026 Tenure & Interest Rates :

SrTenureInterestCouponEff. Yield
118 MonthsMonthly9.00%9.38%
224 MonthsMonthly9.15%9.53%
336 MonthsMonthly9.50%9.92%
436 MonthsAnnual9.52%9.91%
560 MonthsMonthly10.00%10.46%
660 MonthsAnnual10.47%10.46%

Company Financials (in Cr) :

YearAssetsRevenuePAT
2026β‚Ή6191.66β‚Ή917.41β‚Ή234.69
2025β‚Ή5086.12β‚Ή734.83β‚Ή197.69
2024β‚Ή3903.44β‚Ή605.04β‚Ή177.02

NCD Allocation :

CategoryAllocation %
Institutional25.00%
Non-Institutional25.00%
HNI25.00%
Retail25.00%
Total100.00%
Promoters : β–  Sunil Purushottanm Agarwal
NCD Lead Managers :
β–  Tipsons Consultancy Services Private Limited
NCD Debenture Trustee :
Axis Trustee Services Limited
The Ruby, 2nd Floor SW 29,
Senapati Bapat Marg,
Dadar West, Mumbai – 400 028,
Maharashtra, India,
Telephone: 022-43253000
Email: [email protected]
Investor Grievance Email: [email protected]
Website: https://www.axistrustee.in
NCD Registrar :
Alankit Assignments Limited
Alankit House, 4E/2
Jhandewalan Extension New Delhi-110 055
Telephone: 011 4254 1193
Facsimile: +91 11 4254 1202, +91 11 2355 2001
Email: [email protected]
Investor Grievance ID: [email protected]
Website: www.ipo.alankit.com

Note: Visit IPOBazar page and choose NCD Official Registrar Allotment Link. Click Here

Company Address :
Paisalo Digital Pvt. Ltd.
CSC, Pocket 52, C R Park,
Near Police Station,
New Delhi – 110019, India
Telephone: +91-11 4351 8888
Website: www.paisalo.in
Email: [email protected]
Website: https://www.paisalo.in

Disclaimer: Stock Market Investments are Subject to Market risks, read all scheme Related Document Carefully Before Investing.

Paisalo Digital NCD Issue August 2026 Interest Rates

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